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If you find yourself in debt, then what?
Think of the first time you went into debt. Did you fully understand the terms of the loan? Did you pay off the loan as fast as you originally thought? Did you pay it off sooner or later than you...
View ArticleOur Debt Accumulation Journey (part 1)
Getting into debt is incredibly easy, but paying off debt is not. This is especially the case in a society where being in debt is so common it is generally assumed that any large purchase will be...
View ArticleOur Debt Accumulation Journey (part 2)
In my last post, I left off at a major turning point in our lives. Just a few months after purchasing a home, we decided to accelerate our plans for me to attend grad school. We had accumulated over...
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Moving Across the Country
We had a lot of scrambling to do with only 3 weeks’ notice before starting a new job across the country. The first thing we did was to put up a for sale sign in our yard. We had no desire to be...
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Our Debt Reduction (condensed)
From the time we moved to our new town until our previous home sold, money was very tight. I still don’t know what would have happened if it took another month or two to sell our house, or if we hadn’t...
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Debt Reduction Details
I discussed our debt reduction in my last post but wanted to share some additional details in the hopes that this information could be useful to any other readers. Below is an overview of our income,...
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Net Worth over time
Update: This was the first time I published my net worth – see here for the latest update! In the hopes of removing some of the social taboo associated with talking about personal finances, I wanted to...
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Debt Reduction
Remember my friend who I helped with a debt reduction plan? As it turns out, he didn’t share the full picture of his debt at the time. In addition to the student loans, he also had about $2,000 in...
View ArticleEmployee Perk?
A friends’ employer recently announced a new program whereby the company will pay off a fixed amount of employees’ student loans each year for up to five years. With so many Americans carrying student...
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I messed up guys…
I did something dumb recently. I’m sure worse things have been done, but this one sure made me feel pretty bad. I got hit with an interest charge on my credit card! Here’s how this all went down. We...
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